Management

All of are professionals have over 20 years experience developing and implementing successful strategies for improving consumer and small business banking.

We've been in your shoes -- our consultants have held senior management positions at leading financial services companies, and have been accountable for the bottom line. We know it's not enough to recommend a course of action -- we work with you to insure plans are effectively executed and generate the results expected.

David Kerstein - President and Founder

David Kerstein is a financial services industry leader. He has held senior management positions at Citigroup, Bank One (now J.P. Morgan Chase) and Old Kent Financial Corp. (now Fifth Third Bank). His responsibilities included Division Executive and Regional President with responsibility for retail banking, consumer lending, business banking, private banking, marketing and strategic planning.

Mr. Kerstein served as Chairman of the Retail Financial Services Commission of the Bank Administration Institute and the Planning Committee for the Retail Delivery Systems Conference. He was a founding member of the International Retail Banking Council, where he chaired the Branch Banking and Distribution Management Board. He has been active in education programs for the banking industry, and served on the Education Council of the Consumer Bankers Association.

David Kerstein holds an MBA in Marketing and an MA in Public Administration. He was on the faculty of the University of Missouri, where he taught Consumer Marketing, and has taught classes or seminars in financial services marketing at several colleges and universities, including the Univ. of Illinois and the Univ. of Wisconsin. He is a contributing author to the Direct Marketing Handbook and served on the Editorial Advisory Board of the Journal of Retail Financial Services.

A frequent speaker at industry forums, Mr. Kerstein has participated in conferences throughout the United States and in Europe, South America and Asia where he has spoken on distribution strategy, customer acquisition strategies, and sales management. He has been quoted in The American Banker, US Banker, US News and World Report and other business publications and newsletters.

Contact David at This e-mail address is being protected from spambots. You need JavaScript enabled to view it.